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Being hit by an Amazon delivery truck can leave you with serious injuries as well as legal questions: what to do next, how to get compensation, and how much your case is worth being chief among them. Working with a lawyer is often the best way to get those questions answered and get the compensation you need while you focus on your physical and mental recovery.
Our attorneys can help you file insurance claims and lawsuits – when available – to get compensation for the injuries you faced. Whether that means holding Amazon directly accountable or filing the claim against a subsidiary delivery company, our lawyers will fight on your behalf to get you damages.
For a free review of your case, call The Martello Law Firm’s Amazon delivery truck accident lawyers today at (914) 685-6950.
Filing Lawsuit and Insurance Claims for Compensation for a Mt. Vernon Amazon Delivery Truck Accident Case
Multiple insurance policies should be available to help you get compensated for an injury from an Amazon delivery truck accident. However, these damages are not always enough to cover your injuries in full, and the insurance companies might block certain areas of damages or try to offer a low settlement. Our Amazon delivery truck accident lawyers can help.
Filing with Your No-Fault Insurance
New York uses a no-fault insurance system. This means that each driver involved in the crash should first be able to turn to their own insurance to get some level of compensation quickly after the crash. However, these insurance policies typically have low caps and provide only partial coverage for your medical bills and lost wages. They also cover nothing when it comes to property damage, meaning that you have to file a third-party claim to get your vehicle repairs paid for. They also pay nothing for pain and suffering.
Third-Party Insurance Claims
To reach beyond the limits of your own insurance and file a claim with the at-fault driver’s insurance, you need to meet certain thresholds. If your case involves “serious injuries” – typically permanent injuries, significant scars, or broken bones – then you should be entitled to file a claim against the at-fault driver.
Commercial drivers and the companies that hire them are required to carry insurance that will cover injuries they cause in a crash. This means that there is typically insurance available to cover your additional medical expenses, lost wages, property damages, and pain and suffering. However, getting those damages paid can be difficult.
Insurance companies are not usually willing to accept your valuation of the damages and pay you without a fight. Our Amazon delivery truck accident lawyers can step in and negotiate on your behalf in an attempt to achieve a reasonable settlement. However, reluctant insurance companies and trucking companies sometimes refuse to be reasonable, and a lawsuit is the only way to get through to them.
Lawsuits for Injuries
If your injuries meet the thresholds discussed above, you can likely file a lawsuit for your injuries. However, the lawsuit might not be filed directly against Amazon.
Often, Amazon delivery drivers do not work directly for Amazon. Instead, they work for third-party delivery companies and transportation companies who are contracted to use Amazon’s logos and colors and deliver packages on their behalf. That means that you would usually file your lawsuit against that company instead of Amazon.
If there is no other possible party to sue, then you should be entitled to sue the driver for compensation. Either way, the driver or the company should be able to afford damages through their commercial insurance policies. Even if the damages are paid through a court order rather than a settlement, they should still be paid by the applicable insurance policies.
How Our Mt. Vernon Amazon Delivery Truck Accident Lawyers Can Help
Our Amazon delivery truck accident lawyers can help you with your case in three major ways, as well as many other minor ways:
Building Your Case
Collecting evidence, deposing witnesses, and assembling all of that information into a usable form is one of the primary services any injury attorney performs for their clients. Our Amazon delivery truck accident lawyers will be able to sit down with you and discuss what happened. We will also be able to use the court’s authority to subpoena information related to your crash that might be within the delivery company’s control, such as hours logs, maintenance logs, and other evidence that could help us prove how the crash happened and what the at-fault driver and delivery company did wrong.
Knowing how much your case is worth is a vital part of getting the damages paid in full. Our Amazon delivery truck accident attorneys understand that your no-fault insurance payments and the coverage the at-fault parties’ insurance might be willing to provide often cover only part of the damages you are owed.
Often, victims face substantial ongoing lost wages and medical expenses because of their injuries. Victims also face substantial pain and suffering, especially if they were paralyzed or face other disabilities because of the accident. Getting these damages paid in full is important – and that means properly evaluating how much your case is truly worth before talking with the insurance companies or bringing your case to trial.
Advising You on When to Settle
Most injury claims are ultimately settled, but knowing when to walk away and when to press the case further is something our attorneys can help you with. Many victims of auto accidents and delivery truck accidents seek to settle their cases quickly, but that might mean taking a low-dollar offer that bars you from going back and seeking additional damages later. If you simply trust what the insurance companies say your case is worth, you are also likely to be underpaid. However, going all the way to trial is not always necessary, and there may be settlement offers that fairly compensate you that you should not pass up.
At the end of the day, the decision of when and whether to settle is your decision, but our injury attorneys can help you make an informed decision.
Call Our Mt. Vernon Truck Accident Injury Attorneys Today
If you faced injuries in an Amazon delivery accident, call (914) 685-6950 for a free case review with The Martello Law Firm’s Amazon delivery truck accident attorneys.